This section contains the nature of the case and procedural background.

Jaffe & Asher entered into discussions with D about performing Wells Fargo's consumer debt collection work in New York and New Jersey. Jaffe & Asher maintained only a small office in New Jersey that did not meet D's audit standards. The discussions were with Whitlock, an employee of D, who represented that D would immediately begin placing New York consumer debt collection accounts if Jaffe opened a New Jersey office that met D's audit standards. Relying on these representations, Jaffe leased office space in New Jersey and incurred other expenses in bringing that office into compliance with D's audit requirements. On May 23, 2013, Jaffe signed a Legal Services Agreement and that same day D began placing collection accounts with Jaffe. D did not place all of its existing New Jersey consumer debt collection accounts with Jaffe, nor did it place all future New Jersey collection accounts with them. P is the assignee of Jaffe's claims against D. P sued D for breach of contract related to the alleged Oral Agreement, promissory estoppel, negligent misrepresentation, and breach of the implied covenant of good faith and fair dealing. D moved for judgment on the pleadings.

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